Tis The Season

The holidays are upon us as is the pressure of how much to spend and who to buy for. To me this is the most insignificant part of the holiday season. The time spent with family and friends is my first priority. As a senior member of the community (not in age…yet), and as a small business owner this is my third recession. My advice is don’t feel pressured to spend money just to satisfy someone else. Also don’t dwell on all the bad news. Worrying will only make you weak and sick. While the news reports on issues such as 8% unemployment keep in mind 92% of us are working. The stock market is for those who are the gamblers. For decades the money in CD's as well as money markets, or just savings accounts have been a safe haven. I think many of us got caught up in the greed, and also in trying to speed up the retirement process. I think we should concentrate on working as being part of the balance of our lives as long as we can. We have all heard 80% of the bad you worry about happening only really happens 20% of the time. This does hold true for me. Good luck to all and have a Happy Holidays.